Free Resources & Ebooks for NRIs
Are you an NRI & planning to Retire in India?
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5 Irrational Beliefs NRIs Have About Retirement (and what to do about it)
How prepared are you for your Retirement?
People that are retiring now are revolutionizing retirement – there is no pension, products getting complex, no joint families, lifestyle diseases, longer life, shorter career…. Plus so many things they do. This & next generation will be experiencing retirement in a whole new way.
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NRI Tax Planning Guide

Covers all you want to know about Indian Taxation for NRIs.
Tax Planning, Tax Free Income, TDS, DTAA as Tax planning tool etc.
Fix It

Staying away from the country but still managing personal finance is not easy.
How to Fix Typical Problems Faced by NRIs?
Retirement Videos

Do you have concerns or anxieties regarding your retirement?
These 16 Questions in my Doordarshan TV (DD) show Videos Can Help.
Financial Planner
Hemant Beniwal, CFPCM is the founder of wiseNRI, a leading Indian financial planning firm. He has been in the personal finance industry for around two decade and is among the first generation of financial planners in India.
Apart from developing financial plans and guiding clients to meet their financial goals, he conducts workshops on financial planning and investment planning. He also regularly trains financial advisors throughout India. More About Hemant

Financial Planning Gives You Clarity, Provides Direction & Meaning To Your Financial Decisions...
This 3 Minute Video will Clear all your Doubts:
If you want to know more:
Financial Planning
Financial Planning takes into account the inter-related nature of the goals that one has & helps in deploying the finances so that the high priority goals are given precedence & are met. It takes away the uncertainty out of life and brings in peace of mind.
Our Client's Experience
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Dipali (UK)
“At the onset I would thank Hemant and the Ark team for providing this vital service. At a certain point a few years ago, I found myself with no debts which was great, but also with barely any assets. It was a bitter realisation that investing was not an area I had any skills in and hence started searching for a way forward. I trawled through the internet, avidly reading blogs and articles and even went and bought some books. During this time, I found myself reading Hemant’s blogs quite frequently, impressed with the clarity of thought, practical advice and willingness to challenge standard savings approaches.
I contacted Hemant and the positive impression was cemented when he was willing to answer all my questions and requests for references. He did not offer me a single-way of doing things, but personalised the approach and plan to my life circumstances. I was initially apprehensive that I was trusting a stranger with a big chunk of my savings, but have never regretted the decision to make that first call. Since then, Hemant has provided a steady hand guiding my portfolio towards a good return. He has been unfailingly supportive whenever I have had any questions or when my situation has changed. His team have provided excellent support in making this process easy and smooth. Thanks to the Ark team, I hope that financial independence is not a distant dream. And BTW, I have still not read that book I bought 🙂 ”