Why Financial Planning?

Planning is bringing the future into the present so that you can do something about it NOW.

There was an announcement that AADHAR can be used in the place of PAN & even at the time of filing taxes. But the next day income tax office clarified that they will issue PAN Card to people who will file using AADHAR.

Then came another news that PAN Card that is not linked to AADHAR will be deactivated.

Now for NRIs, not mandatory to link the pan card with aadhar card. So I am writing this article for How NRIs can Apply for Pan Card India online

NRI Pan Card

Check – NRI Checklist

Why an NRI needs a PAN Card?

There are many reasons for an NRI to obtain a Permanent Account Number –

  • As an NRI, you might have an income in India. If the income in India is above the threshold limit to file returns, you have to file tax returns. To file tax returns, PAN is required.
  • As an NRI, you can invest in stocks and mutual funds subject to certain conditions. For these investments, PAN is required.
  • NRIs can invest in property and land as well. These transactions require.

How To Apply for NRI Pan Card Online?

NRIs who are Indian citizens and above 18 years old, need to use Form 49A. (NRI with citizenship of other country required to fill form 49AA) This form can be accessed here –

Income Tax India Site

Or

UTI Site

Or

NSDL – NRI PAN Card Online

It has to be filled and submitted online. An acknowledgment will be received. The acknowledgment along with relevant documents have to be sent to the NSDL office within 15 days of submitting the form online.

The process can be completed offline as well. Form 49A can be downloaded and filled. It has to be then submitted to the NSDL office along with relevant documents.

Check – How to Apply For NRI Credit Cards in India

Documents required for Pan Card for NRI

The following are the key documents for the NRI PAN Card  –

Proof Of Identity

Some of the documents that are accepted include –

  • Birth Certificate
  • Passport
  • Driving License
  • Affidavit notarized by a magistrate
  • Pensioner’s card
  • Certificate of identity in Original signed by a
  • Member of Parliament or Member of Legislative
  • Assembly or Municipal Councillor or a Gazetted
  • officer
  • Bank Certificate in Original on letterhead from
  • the branch(along with the name and stamp of the
  • issuing officer) containing duly attested
  • photograph and bank account number of the applicant.

Proof of Date of Birth

Some of the documents that are accepted include –

  • Birth Certificate
  • Passport
  • Driving License
  • Affidavit notarized by a magistrate
  • Marriage Certificate
  • Matriculation Certificate or Mark Sheet of
  • recognized board
  • Photo identity card issued by the Central
  • Government, State Government,
  • Public Sector Undertaking or State Public
  • Sector Undertaking

Proof of Address

Some of the documents that are accepted include –

  • Passport
  • Passport of spouse
  • Aadhaar Card
  • Bank Statement (less than 3 months old)
  • Utility Bill (less than 3 months old)
  • Property Registration Document
  • Domicile certificate issued by the government.
  • DP Account Statement (less than 3 months old)
  • Credit Card Statement (less than 3 months old)

Photographs

Two recent photographs are required

Must Read – How NRIs can file tax returns

When and Where will I receive it?

The PAN after submission and verification of documents and payment of fees is dispatched to the correspondence address mentioned by the applicant. An NRI can give a foreign address for correspondence.

Pan Card for NRI charges 

The fee for processing applications for correspondence address in India is ₹ 110.00  and fees for processing applications with correspondence address outside of India is ₹ 1,020 (approx). So in the case of online pan card application for NRI higher fees will be charged to cover dispatch charges.

Payment can be done by demand draft, debit card, credit card, or Netbanking.

pan card for nri

While applying for Pan Card for NRI  do remember

  • To put your signature/thumb impression in the box provided
  • AO code should be put incorrectly in the form.
  • Do not apply for PAN Card if you already have one.

Applying for PAN is a straightforward process. If you do not have one, ensure that you apply for one soon.

If you have any questions NRI PAN Card – add them in the comment section.

Published on December 13, 2021

Hemant Beniwal


Hemant Beniwal is a CERTIFIED FINANCIAL PLANNER and his Company Ark Primary Advisors Pvt Ltd is registered as an Investment Adviser with SEBI. Hemant is also a member of the Financial Planning Association, U.S.A and registered as a life planner with Kinder Institute of Life Planning, U.S.A. He started his Financial Planning Practice in 2009 & is among the first generation of financial planners in India. He also authored Bestseller book "Financial Life Planning". 

  • I am a NRI living in the US. I left India 38 years ago when there was no PAN or Aadhar.
    When I try to apply for a NRI PAN online (Form 49A on NDSL site), I cannot proceed without the Aadhar information being entered. What is the issue and what do I need to do?

  • I am sending money to my mother’s account in India to invest in mutual funds on my behalf. Will she be able to send me the money to the UK. The amount has become almost 1 crore Indian Rs.

  • I am an NRI and have a PAN card when I was resident. Does it require to apply for an NRI PAN card, changing the status from resident to non-resident? if yes, then as I am in the gulf, shall I again apply for a PAN card changing the status from non-resident to resident when I will return to India?

  • There are many NRI who had got their pancard issued long ago when they were residents. The pancard have their indian address and they have invested in bank account/ MF etc
    They do not have Adhar card?
    What happens to their pan card after the deadline to link wth adhar catd

  • Do NRIs need to have Aadhar card? Has anything changed considering the earlier guidelines did not press for Aadhar for NRIs?

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